Hands-Off for You. Adaptive Growth That Knows When to Play It Safe.
Up to 2.5× the Nasdaq when the conditions are favourable, fully into T-bills when they're not.
5 quick questions · calendar opens right after · no account connection
You followed the advice. The advice only has one move: hold on.
The deal was stocks for growth, bonds for the bad years. In 2022 both fell at once — a “careful” 60/40 lost 16%. On $1.5M, that’s a $250,000 hole. A house.
That left two moves. Hold on and eat it. Or sell — and inherit the call nobody advises: when to get back in. Sellers from 2022 sat in cash through a 24% year, then a 23% year.
Kairos writes both calls in advance. Out to T-bills when conditions break, back in when they clear. 2022: up 8% while the market fell 18%.
1952
Modern portfolio theory is published — the math behind “diversify and hold.”
1976
The first index fund launches. The internet is still twenty years away.
2026
Same playbook, still sold as the default — in a market machines trade.
One sleeve. Growth or safety. The rules decide, not you.
Kairos checks the market every trading day and changes the sleeve only when its state changes. No crystal ball, no gut calls.
Daily monitoring · selective allocation changes
Growth mode
When the model’s five market checks read supportive, it holds leveraged Nasdaq exposure — sized as a sleeve, never the whole portfolio.
Safety mode (T-bills)
When they don’t, the sleeve parks in short-term T-bills instead of staying fully invested — automatically, so nobody has to make that call mid-drop.
The rules decide both calls — the exit and the re-entry — in advance. And they change only the Kairos sleeve, not the core portfolio.
Illustrative animation — not actual trade history.
Signals can be late or wrong. Switching can create whipsaw (wrong twice in a row) and does not prevent losses or guarantee downside protection.
Same $100,000. Very different ending.
Out-of-sample 2020–2026 — a period the model never trained on. Includes the 2022 bear, when SPY fell 18% and Kairos was up 8%.
40.6%
Annualized return
SPY did 15.5% same window
1.39
Sharpe ratio
SPY: 0.81
−24.5%
Worst drawdown
SPY: −33.7%
$896K
What $100K became
SPY: $252K
Past results don’t guarantee future ones. Leveraged ETFs can lose a lot of money. This isn’t advice to buy anything.
One system. For every kind of investor.
Different portfolios, same two rules — the exit and the re-entry. Find yours.
The market doesn't care that you're in meetings.
Kairos checks conditions every trading day at 3:50 PM ET and makes the call for you — growth while the trend holds, T-bills when it breaks. About 11 trades a year. You'll barely hear from it.
- No screens to watch, no alerts to act on
- The rules decide — not your calendar
- Runs inside your own brokerage account
The stuff people actually ask.
Does this replace my whole portfolio?
No. That’s the whole point of calling it an allocation. Most people keep indexes, bonds, cash — and put a defined slice into Kairos. If someone tells you to go all-in, hang up.
What’s actually wrong with 60/40?
It still works sometimes. But the deal it offered — bonds save you when stocks fall — broke in 2022, when both fell double digits together. The playbook was designed decades before the internet for a market that kept that deal. It’s not a scam — it’s an agreement the market stopped honoring.
What if I’m sitting in cash right now?
Then you already know the trap: getting out was the easy call, and nobody can tell you when it’s safe to get back in — so “safe” keeps not arriving while the market runs. Kairos ends that standoff. The same written rule that steps aside steps back in. You stop being the one who has to call the bottom.
Do I have to trade?
No. You size the sleeve once; the rules run daily on their own. Set-it-and-forget-it — except this one knows how to step aside. You’re not day-trading from the kitchen table.
What does it hold?
When the model says conditions are okay: mostly TQQQ (leveraged Nasdaq). When it doesn’t: short-term Treasuries. There are extra safety layers and a way to bank some gains in long bull runs — details are on the Performance section.
Isn’t this just market timing?
Timing is guessing, and guessing fails because it needs two good calls — when to get out, and when to get back in. Kairos makes neither by feel: both are written rules, decided in advance, applied automatically. You’re never sitting in cash wondering when it’s safe to get back in. Rules can still be wrong — they just can’t panic.
How much should I put in?
Enough that results matter. Not so much that a bad year wrecks the plan — or your sleep. We size it with you on a free call. There’s no universal number.
Can you guarantee it’ll beat the market?
No. Anyone who does is lying. The out-of-sample record is strong and still includes years that lagged (2025 was one). You’re buying a process with an off switch — not a promise.
The next 2022 won’t send a warning.
Kairos already has the plan written — out to T-bills when conditions break, back in when they clear. Watch it run against the live record in 30 minutes. Your money stays where it is.
Give Kairos a try5 quick questions · calendar opens right after · no obligation